Insurance Services | East & Greenwell
With access to policies from 16 different A-rated companies, we have the resources to scout out a competitive price without sacrificing the quality of your coverage. Call us today to discuss the details of your assets and what it will take to keep them protected. Our friendly representatives will work closely with you to match your needs with a policy that will give you peace of mind.
We offer the following options for your Florida auto insurance policies:
- Bodily Injury Liability – covers injuries to others caused by the policyholder while operating an automobile.
- Medical or Personal Injury Protection – covers treatment of the driver and passengers of the policyholder’s car in the event of an accident.
- Property Damage Liability – covers damages caused to someone else’s property by the policyholder while operating an automobile.
- Collision – insures the policyholder’s vehicle during a collision with another vehicle or object.
- Comprehensive – protection for the policyholder’s car from damage and loss resulting from incidents other than collision.
- Uninsured Motorist Coverage – covers medical treatment of the policyholder’s injuries in the event of a collision with an uninsured driver or underinsured driver.
Rental Reimbursement Coverage
JD Power has determined that this coverage has the greatest impact on the customer’s satisfaction during a claim. This optional coverage covers reimbursements for the costs associated with renting a car when your vehicle is being repaired or serviced due to a covered accident.
Towing and Labor Costs Coverage
This optional coverage reimburses you up to a certain point for your necessary towing and other services (battery jump, keys locked in the car, etc) charges should your car become disabled.
- Do you have Sea Tow?
- Do you have an umbrella policy?
- Do you want Agreed value if the boat sinks or are you okay with Book Value?
- Are there accessories that you need to make sure are covered?
Did you know that you can actually save on your Boat policy if you have your Auto policy with the same company?
These are a few of the questions we will ask so that we can tailor a policy for you that makes sense from a cost perspective and a coverage perspective. At East & Greenwell, we will take all of the guesswork out of the Insurance so that you can focus on enjoying paradise and the beautiful scenery.
Do you have enough liability coverage? Can you ever have enough liability coverage?
At East & Greenwell, we have lots of companies we can look to in order to provide the best value on your business liability and we will take the time to evaluate your needs to make sure there are no surprises when it’s time for a claim. We know how valuable your time is and how important having an Agent that is looking out for your best interests on an ongoing basis.
Call East & Greenwell today and ask to speak with our Commercial Specialist.
When was the last time you reviewed your Commercial Auto policy with your Agent? Are the right drivers listed, are you getting all of the discounts you deserve, how are the vehicles being used and are they rated properly, and do you know that you have the protection you need?
At East & Greenwell, we can relate to small business owners as we are a small business as well. You need to evaluate your coverage on a regular basis and you need to control your costs. We have a commercial specialist who is an expert in this arena and can look for any gaps in coverage that could lead to a substantial loss, but also that you are getting the best value. Call us today and ask to speak with our Commercial Specialist.
These are just a few of the questions that we get on a regular basis. At East & Greenwell, we’re experts on the nuances of Condo living and we take the time to ask all of the necessary questions to make sure you are properly protected and well versed on what you should have and why. Having 15 companies to choose from makes sure you are also getting the best value.
At East & Greenwell, we take protecting our clients very seriously. We never want to be in a situation where we disappoint you. Let us review your flood risk as you can get Flood Insurance for as low as $129 a year depending on the zone you are in.
At East & Greenwell, we know you want to make sure you and your families are protected, and therefore we have a suggestion.
Do not add your golf cart to your Homeowners Insurance.
You would not want something to happen which would lead to a potential liability claim that could then impact your Homeowners. Call us to review the options we will have for a separate policy that will provide additional coverage and isolate any liability to the Golf Cart policy itself.
There are several communities like Pelican Preserve in Fort Myers that require Homeowners to carry golf cart insurance. Most golf cart policies are under $70 per year. Check with your community today. We can help.
The Homeowners insurance market in Florida is in a constant state of change. Therefore, it makes sense to have an agency to relay on. An agency that looks out for your best interest on an ongoing basis. As a client of East & Greenwell, we’ll maintain an open line of communication. If you’re interestred in a policy review we look forward to the opprotunity to earn your business and make certain you are getting the best value for your hard earned dollars.
Here are a few suggestions:
Deductibles are the amount of money the homeowner pays toward a loss before the insurance company starts to pay. If you are not likely to file a small claim, or are comfortable taking on more risk, this can be a great way to lower your overall premium.
Most insurance companies offer discounts for monitored security systems and monitored fire alarms. Gated community discounts may also be available as well depending on the company.
Newer homes are built up to a newer code than older homes and therefore they will typically get a much better rate. Homes that are concrete construction are going to be less expensive to insure than homes of wood frame. Homes that have a Hip roof will get a bigger discount that homes that do not. If you are looking at homes and want to get an idea, please call one of our professionals for advice.
Some companies will give additional discounts if you are over 55 and retired.
Cost vs. Real Estate Value
The land under the house isn’t at risk from theft, windstorm, fire and other perils covered in a homeowner’s policy. Therefore, the value of the land should not be included in deciding how much to insure the home for. Make sure the home is insured properly, but you do not want to be over insured.
- To Pay Final Expenses
- To Cover Children’s Expenses(college)
- To Replace the Spouse’s Income
- To Pay Off Debts
- To Buy a Business Partner’s Shares
- To Pay Off Estate Taxes
At East & Greenwell, we understand what it means to have families and have people that depend on you. Call us to schedule a review to make sure that you and your family have the protection it needs should something happen.
This means the diagnosed rates of Multiple Sclerosis, Alzheimer’s, osteoporosis, and stroke are bound to increase as well. How can you make sure you are covered if you need around the clock care?
At East & Greenwell, we have options so that you can lock in the rates today and protect your nest-egg from the future cost of Healthcare.
At East & Greenwell, we have lots of discounts in regards to Motorcycle Insurance. When we look at Motorcycle Insurance, the one thing we see most often is that people are not properly protected from Uninsured and Underinsured Motorists. This is a big concern in Florida as we have one of the highest rates of Uninsured drivers in the country.
Call East & Greenwell today to discuss your options and you will find that you do not have to sacrifice important coverage in order to get a great price on Motorcycle Insurance.
Does your current Insurance Company allow you to suspend your coverage when you are not using the RV in order to get a discount?
Should you cover your contents on your Motorhome policy or are they covered under your Homeowners policy?
Does your experience with Motorhomes have an impact on your rates?
You can also get a discount for having your Auto Insurance and Motorhome with the same company. Call us today and we will allow you to focus on enjoying your trips knowing that you are properly insured at a great value.
Renters insurance acts as a homeowner’s insurance policy for those who rent their place of residence. Whether you live in a condo, apartment, house, duplex, etc., renters insurance can protect you and your assets.
Does My Landlord’s Insurance Cover Me?
NO! Do not make the mistake of assuming your landlord’s homeowners insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property, not your belongings. It is your responsibility to make sure you and your personal property is protected.
At East & Greenwell, we will have lots of options on Renters Insurance. We can schedule jewelry or other valuable items on the policy to make sure you have the protection you need should a loss occur.
Here is a quote from a client, Taylor Kessel, who experienced the importance first hand:
I was originally a skeptic about the importance of having renter’s insurance. That was until my home was burglarized and virtually everything of value was taken. The first call I made after calling the police was to Kevin. His team handled everything from setting up the claim to following up after the claim was settled just to make sure we hadn’t missed anything and that we were satisfied with their performance. Going through a loss is a traumatic experience in and of itself, you shouldn’t have to worry about making a claim and who is handling it. Throughout the process, Kevin and his team gave us assurances that our claim was going to be taken care of quickly and correctly, and they delivered above and beyond our expectations. When working with Kevin, you are not just purchasing insurance; you are securing peace of mind.
At East & Greenwell, we work with a financial team that has over 50 years of experience combined.
Call us to schedule a review of your current plan to make sure you are on the right track.
Sometimes the liability coverage you have on your Auto or Homeowners policy may not be enough. An umbrella provides additional protection should something happen that would exceed your limits.
You have a teenage guest who dives into the shallow end of your swimming pool, or the deliveryman who trips on your front steps. Your car skids and injures an individual and they are injured and cannot work.
No one wants to think about these things, but at East & Greenwell it is our job to help you protect against the unforeseen. Many people with assets do not but the extra coverage or do not buy enough. Some do not even know about the coverage, which also pays for lawyers and legal expenses.
Whether you live in Estero, Naples, Bonita Springs, Fort Myers, or anywhere else in Florida, call us today. Most people don’t realize that umbrella coverage for $1,000,000 can be as low as $225 annually. We’ll help you evaluate your needs today as there can be additional discounts applied to your Auto policy should you have an umbrella as well.
- Group Life Insurance
- Long and Short Term Disability
- Supplemental Health Insurance (SHOP)
- Universal and Term Life Insurance
- Cancer and Specified Disease
- Critical Illness
- Long Term Care
- Hospital Indemnity
- Heart & Stroke Coverage
- Group Dental
- Group Vision
The company we represent has helped big and small clients alike. Currently they boast such clients as Wal-Mart, Lowes, etc.