Even if you do not own the home you are residing in, you want to make sure that the property (and your possessions within it) are covered. With our insurance agents in Naples, FL, you can receive coverage on what you care about most for a low monthly price. This way, you can pay for peace of mind for your most important assets.
As a renter, you still want to be covered in case of an emergency. It is important to know that your belongings are not covered under your landlord’s insurance. If you are renting in a building that consists of several other units, you are also susceptible to the mishaps of other renters.
At East & Greenwell, we have many options for renters insurance to include options on personal liability insurance in Florida and scheduled personal property. We can schedule jewelry or other valuable items on the policy to make sure you have the protection you need should a loss occur.
While you aren’t required to have condo insurance, condo owners should purchase it. Too often, we see individuals assuming they are covered by the association, only to discover that it does not include the interior of their unit. Anything that happens to or within the interior structure of your condo falls on the shoulders of the owner or the renter. Condo Insurance covers you in those instances.
Your Condo Insurance cost depends on the policy you select. On average, you can expect anywhere between $100 – $400 per year. Your quote will be based on the value of your personal property as well as the type and level of coverage you choose. We highly recommend discussing your options with one of our agents. Unlike browsing your selections online, we can help scout out the best discounts and deals on the policies suited for you.
Your condo insurance can cover losses incurred from a fire or burglary, loss or damage to personal possessions, appliances, or certain installed fixtures, and liability for bodily injuries or damage to personal property incurred within the interior of your condo.
Because the responsibility of claims are sometimes in the hands of the association and other times in the hands of your Condo Insurance, it’s important to contact your agent immediately to determine the right course of action should an incident occur. We will work quickly and efficiently to help you with the claims process.
While it is possible to shop and purchase a Condo Insurance policy online, we highly recommend reaching out to one of East & Greenwell’s agents. We work closely with you to help determine which policy covers your needs at the best deal we can find. Also, we answer any questions or concerns you may have prior to making your decision, so you are knowledgeable about the policy you’re buying and what it does for you.
